Magic At Sea Disney Cruise - Do I need Travel Insurance?
Should you get travel insurance? Yes.
Disney's Know Before You Go page specifically states that all guests are strongly encouraged to acquire adequate travel insurance.
Travel Insurance - Disney Cruise Line strongly encourages all Guests to acquire and maintain adequate travel insurance for the entire duration of their booking.
However, Disney Cruise Line does not require guests to have insurance, but it is highly recommended. I would strongly advise against going without any.
Some of you might have travel insurance included with your credit card or bank. If that's the case, please make sure you call to confirm you're properly covered for this type of trip. Magic At Sea can blur the line between a domestic and an abroad cruise, so please call your bank and confirm a staycation cruise is covered.
Make sure insurance covers both UK and Europe areas, and you've specified cruise cover (which is usually an extra) for the full duration of your cruise. Some people like to use known brands such as The Post Office, and for people with preexisting medical conditions, Stay Sure is sometimes a good option. However, I've found booking online that Holiday Extras is the most reassuring and easy to use.
That's because when you try to get cruise cover, they have a pop that says;
If you are going on a UK cruise, please return to the previous page and select Europe - excl Spain, Cyprus, Malta, Turkey and Greece to purchase one of our specialist Cruise covers.
So all you have to do is go to the Holiday Extras travel insurance page, select your cruise dates, choose "Europe - excl Spain, Cyprus, Malta, Turkey", then choose "Cruise" under "Trip type", choose an extras, declare medical conditions, and you're ready to go.